Alberto Gimenez
PROMMA REALTY - Property Marketers and Managers Profit from your Real Estate

Contacts


Beverly Santos-Cortes, Puerto Rico Real Estate Broker, Lic 11734; e-mail: bsantos@prommarealty.com

Alberto J. Gimenez, Puerto Rico Real Estate Broker, Lic. 12359; e-mail: agimenez@prommarealty.com

 

Alberto Gimenez
 
Alberto Gimenez
Email Alberto
 
Phone: 787-282-8300
Cell: 787-314-5115
Fax: 787-282-8307
City: Carolina
State: Puerto Rico 00984
Country: United States

 
Millie Muñiz
Email Millie
 
Cell: 787-579-5819
City: San Juan
State: Puerto Rico
Country: United States

 
Nydia Santiago
Email Nydia
 
City: Guaynabo
State: Puerto Rico 00966
Country: United States

How Much Can You Afford? ¿Cuanto puede invertir?


 

Nuestra calculadora financiera le ayudara a determinar cuanto puede invertir.

 

Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Propiedades para alquiler (for rent) por PROMMA REALTY


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Propiedades a la venta (for sale) por PROMMA REALTY


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Featured Listing - CIQALA CONDOMINIUM TOWER


New condo, pre-construction sale with prices starting at $595,000
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